
Payment kiosks and ATM infrastructure
MULTIPAY
MULTIPAY is the business area of MULTI AZERBAIJAN focused on building the future of self-service banking and payments. We operate in two key directions:
- A next-generation MULTIATM network
- A fast-growing network of self-service kiosk terminals
Our vision is to create a unified, high-efficiency infrastructure that empowers financial institutions and service providers to deliver accessible, automated, and secure customer experiences across Azerbaijan.
Solutions & Technologies
MULTIATM Network
We are launching a shared ATM network that enables multiple banks to operate from a single terminal, reducing infrastructure costs and enhancing availability.
- Multi-bank operations allow customers of different banks to use one machine.
- Certification is underway with the country’s largest processing center, enabling operation under our own brand.
- In partnership with CashWay, we supply high-quality terminals built for scale and reliability.
- Our MULTIATM network is designed to serve over 50% of the national banking market.
Kiosk Terminal Solutions
MULTIPAY is a leading provider of self-service kiosks, offering a combination of hardware and software tailored for public use.
We operate in two kiosk directions:
- Custom Kiosk Solutions – We design and build kiosks tailored to each client’s specifications, providing fully integrated hardware + software packages.
- Own Kiosk Network – We are deploying an independent kiosk network with 100 terminals in partnership with the country’s largest payment system, aiming to expand to 300 kiosks within the first year.
Our kiosk terminals:
- Use premium-grade components for durability and reliability
- Are backed by advanced repair and servicing capabilities to reduce downtime and extend device lifespan
- Support a wide range of payments including utility bills, government fines, and various financial services
We are proud to collaborate with
These partnerships support our ambition to redefine how banking and payments are delivered in Azerbaijan.

Strategic hardware partner
for MULTIATM network
Technology partner for payment
integration in kiosks and terminals
Contact MULTIPAY
Want to join the MULTIATM network or deploy kiosk solutions with us?

